AUTO & TRANSPORTATION
Transportation businesses face various daily operational risks and hiccups that require constant management on. Hanson is highly experienced in advising on risk management and balance sheet protection, and in providing bespoke insurance solutions for:
-
Commercial motor risks;
-
Motor fleet;
-
Inland Transit risks;
-
Warehousing;
-
Employees’ Compensation risks;
and more, whilst being deeply connected with specialist insurers whom write transportation sector business from both local marketplace and the London marketplace. We also provide value-add services, including priority surveying and motor fleet risk management.
MOTOR EXTENDED WARRANTY
A motor warranty is meant to give car owners some peace of mind, if something goes wrong with their vehicles. Hanson’s access to motor extended warranty products on both private cars and commercial vehicles that are supported by reputable insurers, with maintenance and repair services being carried out by professional and experienced motor repairers, shall be beneficial to our vehicle owner clients. Parts including engine, gearbox, rear axle, power train and casings can be included in the cover where necessary.
MARINE
Maritime transport is one of the major and most important modes of transport adopted globally for business trading. Hanson works closely with cargo owners, terminal operators, freight forwarding agents, shipowners, charterers and etc. in providing them with the appropriate insurance solutions as required, including but not limited to:
-
Cargo;
-
Transport and Storage Liability;
-
Terminal / Container Depot and Freight Forwarding Liability;
-
Hull and Machinery; Protection and Indemnity; and
-
Facultative Reinsurance programmes on the above.
CONSTRUCTION & ENGINEERING
Whether be it construction, alteration and addition or renovation and maintenance work, this line of work is deemed a higher-risk area where contractors face various risks that could cause detriment to their projects from both financial and operational perspectives. Hanson is experienced and professionally equipped in working alongside its contractor clients on risk management and insurance solution design. The risks that we may provide solutions on include but are not limited to:
-
Construction All Risks;
-
Construction Employees’ Compensation;
-
Contractor All Risks;
-
Contractor Employees’ Compensation;
-
Performance and Surety Bonds; and
-
Project Professional Indemnity.
PROPERTY
Hanson delivers bespoke property insurance solutions that suits our clients’ specific business operations, trade sectors and geographical territory. Clientele that we provide services for includes but are not limited to:
-
Logistics and Transportation;
-
Warehousing;
-
Commercial Properties;
-
Retail Premises;
-
Factories / Industrial Premises;
-
Machineries; and
-
Open Lots and Storages.
CASUALTY
Hanson is aware of how litigious and legally onerous the current business environment is and we help our clients in gaining protection against long-tail liability risks that may have profound consequences to their business operations. We tailor-make programmes of:
-
Employees’ Compensation / Employers’ Liability;
-
Third Party General Liability;
-
Product Liability;
-
Commercial General Liability;
-
Other liability solutions for our clients;
as well as considering Facultative Reinsurance opportunities within the Casualty realm.
FINANCIAL & PROFESSIONAL RISKS
Hanson provides insurance services to businesses across different sectors, from mid-market corporations to financial institutions and professional practices, such as lawyers, doctors and insurance professionals, against their financial and professional risk exposures. The range of solutions that are available include:
-
Crime;
-
Directors’ and Officers’ Liability;
-
Professional Indemnity;
-
Trade Credit; and
-
Financial Guarantees.
ACCIDENT & HEALTH
Hanson is knowledgeable on and capable of providing the following solutions:
-
Individual High-end Medical Insurance plans;
-
Voluntary Health Insurance Scheme (VHIS) Insurance plans;
-
Group Health Insurance – direct and facultative reinsurance; and
-
Group Personal Accident Insurance for affinity groups and trade associations – direct and facultative reinsurance.
